PERSONAL INFORMATION:
What Personal Information Does PSMC Collect Online?
Pine State Mortgage Corporation (PSMC) may collect personal information about you from the information you provide to us when you fill out an application or other forms on our site. We may also receive personal information about you from consumer reporting agencies, your transactions with us, our affiliates or others. This information may include: 

• Financial Information

• Name

• Address

• Social Security Number

• Account Numbers

• Telephone Number

• Email Address

Why Is Personal Information Collected?
If you fill out an application or other form on our site, we may ask for a variety of information to help us communicate with you, evaluate your eligibility and the product or services that may be right for you. We may also obtain other information about you, for example, your credit report. This information is used to determine your eligibility for our products and services.

Also, if you choose to share any personal information with us, we may store it and use it for our own marketing research and the marketing of our products and services to you.

When Is Personal Information About Me Collected Online? 
We collect personal information about you when you fill out an application. Securing your privacy is our first priority. Our web site is designed with the most advanced technology and security measures available. When personal information is entered into our website, the information is transmitted only via an encrypted transaction. PSMC utilizes the industry leader in SSL transactions, 128-bit encryption by VeriSign.

Does PSMC Use Cookies or Other Online Technologies to Collect Information About Me?
Some of our web sites may make use of “cookie” technology to measure site activity and to customize information to your personal tastes. A cookie is an element of data that a web site can send to your browser, which may then store the cookie on your hard drive. So, when you come back to visit us again, we can tailor information to suit your individual preferences. The goal is to save you time and provide you with a more meaningful visit.

When you visit our site, we may collect and store information about your visit on an anonymous, aggregate basis. We use this information to measure site activity and to develop ideas for improving our site. This information may include: time and length of your visit; web pages you look at on our site; the web site you visited just before coming to ours, and the name of your Internet service provider.

Do You Share Personal Information About Me?
PSMC never shares personal information with outside companies, vendors, or agencies.

PROPER AND SECURE STORAGE:
Once Pine State Mortgage Corporation receives your loan application along with your personal information, every precaution is taken to ensure your file is safe and secure. We restrict access to your personally identifiable information to employees who need to know that information in order to provide products or services to you. Access to all of our users’ information is restricted. PSMC is secured in a locked facility. Security cameras are positioned throughout the building in conjunction with multiple alarm systems.

Our staff has been trained about confidentiality when accessing personal information. They maintain good password practices when working on your loan. All files are properly secured each night to protect your application. PSMC safely disposes of inactive files by shredding and/or permanently purging from our Loan Origination System (LOS).

SECURITY BREACH:
An applicant will be notified immediately, by mail or by phone if there is any breach of security.