Your
friendly neighborhood Mortgage Company. Family owned and
operated, Pine State Mortgage has branches conveniently
located in and around Atlanta and the Carolinas.
Ready to get started?
Choose one of our helpful loan officers below:
What's New
Join the Groundswell and Save DPA!
On July 30th, 2008, President Bush signed the Housing and Economic Recovery Act of 2008 into law.
This massive bill included the elimination of downpayment assistance (DPA) for qualified Americans who need just a little bit of help to buy a home. The language used to do away with DPA has been previously rejected in two federal courts.
On October 1st, DPA will be eliminated.
As a result, 50,000 hard-working, credit-worthy families will be denied the American dream of homeownership in that month alone. The loss would further injure an ailing economy and fatally injure an already crippled housing market—a housing market in which 40% of all current Federal Housing Authority (FHA) loans depend on DPA.
A new law, H.R. 6694, has been proposed to fix the error and save DPA. To pass it, we need a groundswell of public support.
Support H.R. 6694 to Reform and Save DPA!
Support H.R. 6694 to Reform and Save DPA!
Contact Your Elected Officials Today!
President Bush signed H.R. 3221 Housing and Economic Recovery Act of 2008 into law on July 30, 2008. Included in this bill was the elimination of downpayment assistance (DPA) programs. Borrowers who are credit approved prior to October 1, 2008 can receive downpayment assistance and have their loan FHA-insured.
Keep the down payment assistance program
By Robert Motley
For the Journal-Constitution
Published on: 07/23/08
Who's to blame for the subprime mortgage crisis sweeping the nation? Wall Street bankers who've overleveraged their books by billions of dollars? Or first-time home buyers who received gifts of a few thousand dollars to make the American Dream come true for them?
In a massive mortgage reform bill currently before Washington lawmakers, Congress will vote on whether to keep down payment assistance for those who need it —- or eliminate a vital program for hardworking Americans that has contributed not one iota to the current mortgage crisis.
Click Here to Read the Full Article Pine State Mortgage Highlighted in Atlanta Business Chronicle Mortgage Survivors See Chance to Grow
“I see it as an opportunity of a lifetime,”
said Bob Motley, chairman of Atlanta based Pine State Mortgage Corp.
Click Here to Read the Full Article
Pine State
Mortgage Announces Purchase Power
The staff of Purchase Power would like to take this time to
acquaint you to our Purchase Power Credit Awareness Program. At
Purchase Power we believe that everyone deserves to achieve the
American Dream. Credit challenges should no longer be your
obstacle! At Purchase Power we have an entire team dedicated to
helping you become homeowners. Purchase Power will educate and
guide you on how to improve your credit and chances of owning a
home!
Click Here to Read More About Purchase Power
Paula Cabanting Paula joins Pine State with 9 years experience in the mortgage industry. Paula was ranked #8 in production out of 130 loan officers at her previous co ...
From Mark D. As a self employed owner of a small computer consulting company I have become used to the headaches and hassles associated with obtaining the necessary credit to purchase real estate. I have been through the process of purchasing four homes in the past so I am pretty familiar with the drill.
My fifth home was different.
Pine State Mortgage picked up a nightmare process that I was going through with another lender and turned it into a dream experience that I still cannot believe has happened. Joy Brown of Pine State picked up the widely scattered pieces of a complex real-estate transaction from another major lender and not only turned the process around, she did it in a 24-hour period.
I met Joy on the phone 36 hours ago and I now have the keys to my new home in my pocket, and I did it for $1,500.00 less down than my previous deal and with a conventional loan that is based on a 1/2 percent difference than the previous transaction...in my favor! I will model my business efforts after the experience I have had in the last 36 hours with the entire staff of Pine State Mortgage.
Wow!
